Areas we serve

Angie Scott helps homeowners 62+ from Tallahassee to Pensacola with a reverse mortgage when the home is their primary residence — and across Florida. She grew up in the Fort Walton Beach area and has lived on this stretch of the Florida Panhandle her whole life.

Angie Scott · NMLS #387494 · HECM for homeowners 62+ · Primary residence required

These pages are for people who live in these towns as their primary residence. Vacation condos, second homes, and short-term rentals do not qualify for a HECM. If your town is not listed, Angie still serves all of Florida — just say where you are.

Tallahassee

Leon County — state capital, long-time owners, in-town neighborhoods.

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Quincy

Gadsden County, west of Tallahassee.

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Marianna

Jackson County on I-10.

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Chipley

Washington County seat, I-10.

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DeFuniak Springs

Walton County seat on I-10, inland from Destin / Freeport.

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Freeport

Walton County, growing, between DeFuniak and the coast.

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Panama City

Bay County and St. Andrews — long-time owners, in-town homes.

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Panama City Beach

Condos and tourism. HECM only if you live there year-round.

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Lynn Haven

Residential Bay County, north of Panama City.

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Santa Rosa Beach / 30A

Santa Rosa Beach, Miramar Beach, and 30A. Second homes do not qualify.

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Destin

Vacation market vs people who actually live there.

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Fort Walton Beach

Angie’s hometown. Okaloosa, the island, Eglin-area families.

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Niceville

Inland from the beaches, Eglin community.

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Crestview

I-10 and the Okaloosa County seat — inland.

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Mary Esther

Just west of Fort Walton Beach on U.S. 98.

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Navarre

Between Pensacola and Fort Walton, plus Navarre Beach.

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Gulf Breeze

Santa Rosa Sound, quieter than Pensacola Beach.

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Milton

Santa Rosa County and the Blackwater River area.

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Pace

Growing Santa Rosa community north of Pensacola.

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Pensacola

Escambia County — historic streets, Navy community, Perdido.

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